India's AEPS & assisted-banking network
Every shopbecomes abank.
Offer Aadhaar cash withdrawal, money transfer, bill payments, insurance, travel and PAN services from your counter. Zero working capital. Earn on every single transaction.
- No working capital
- Instant onboarding
- Biometric 2FA secured

Aadhaar-linked bank
₹2,500
One app · multiple services
Your counter, upgraded into a complete financial service centre.
Minimal one-time setup. Zero working capital. Seven income streams from a single app.

Banking Services
Become the most trusted banker of your area
Aadhaar-enabled cash withdrawal, balance enquiry, mini statement, cash deposit and instant money transfer to every major bank — right from your shop.
- AEPS withdrawal
- Mini statement
- Domestic money transfer
- Cash deposit
Income calculator
See what your counter could earn.
Move the sliders to match a normal day at your shop.
Estimated monthly earning
₹17,220
Estimated yearly earning
₹2,06,640
Illustrative estimate using sample commission rates. Actual commission depends on your plan.
Smart solutions for everyone
Built for every kind of Bharat entrepreneur.

Upgrade your store. Be the trusted banker in your area.
Use our digital suite to manage credit, customers and payments better, and offer assisted financial services to increase your income.
Zero
working capital
Our mission
Make financial & digital services accessible to everyone, everywhere.
12+
Lakh Digital Pradhans
3+
Lakh Women Entrepreneurs
25+
Crore Yearly Transactions
5+
Crore Citizens Served
Find a shop near you
Your nearest Indian Pay Hub point.
Enter your pincode to find partner shops close to you for cash withdrawal, money transfer and bill payments.
The Indian Pay Hub advantage
Upgrade with a partner that puts your shop first.
- 01Instant, paperless onboarding
- 02Zero additional investment
- 03Industry-best transaction success rates
- 04Simple, secure app in Indian languages
- 05Dedicated relationship manager
- 06Same-day settlement to bank

Training & certification
Hands-on training, business guidance and certification so you can set up a modern, trusted service point.
Safety & security promise
Biometric 2FA on every AEPS transaction, encrypted data and a zero-tolerance policy towards fraud.
About Indian Pay Hub
Built in Bharat, for Bharat.
Indian Pay Hub is building a trusted AEPS and assisted-banking network that helps every neighbourhood shop offer banking, payments and digital services to its community — so no family has to travel far for its own money.
Head officeMain Road, Bhaiyathan, Surajpur, Chhattisgarh 497231
Leadership
Jakir Momin
Founder & CEO
Leads Indian Pay Hub's mission to turn local shops into digital service centres for their communities.
+91 84638 60303Join the network
Start earning from your shop this week.
Fill in your details. Our team will call you to complete onboarding.
Get the app
Android & iOS app — coming soon.
Track your application
Already applied? Check your status.
Enter the reference ID you received after applying and your registered mobile number.
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Received
- 2
Contacted
- 3
Approved
- 4
Onboarded